What is the Meaning & Definition of portfolio

Folder or Briefcase organized papers or work items

A portfolio, also called portfolio, is a folder, briefcase or portfolio, usually, hand that is used to store and transport documents, books or any other object that you want to, although the two above-mentioned categories tend to be that more are stored there. It is also a fashion accessory that office workers use more frequently. Workers tend to move through the portfolio his most important work papers and thus it is possible to have them with you in the office and at home, if you want to finish some work or follow any topic from your home; also occupy a preferential place in the portfolios electronic devices such as: mobile phone, laptop, tablet, among others. While we can not reduce the use of portfolio to a profession in particular, we must say that there are professionals who tend to make greater use of this accessory, such is the case of lawyers and accountants. We found the reason of this situation on the fact that are professionals who work a lot with papers and then must count with a comfortable element and simple transfer of the same.

Investment portfolio: financial assets in which it invests

On the other hand, the term is also used with recurrence in finance, a portfolio of investment turns out to be the set of financial assets (tangible and intangible assets of a company) in which it is invested. Commonly, it is composed of a mix of instruments of fixed income and equities in such way to balance the risk that can happen. According to experts in the field, a good and equitable distribution in the investment portfolio shall distribute the mentioned risk in different financial instruments such as: shares, deposits a fixed term, cash, bonds, international currencies, mutual funds, real estate, among the most recurrent. This situation it is known in the world of finance as a diversified investment portfolio. Those instruments classified as fixed income they claim a fixed return at the time of the investment, but with one return far less than that may represent one of equity, that if well not secured an initial return, in the future, Yes can report much more important than the fixed-income returns. The modern portfolio theory is the theory of investment dealing precisely with this issue mentioned above, maximize return and minimize risk through careful selection of components.

Use in education

For its part, a portfolio of classroom turns out to be the body of evidence of all kinds, allowing one hand to the teacher and other students, reflect on the learning process. It is one of the ways clearer at the time of the evaluation processes, because serves to control their learning to the student and the teacher to take action with respect to the process; make changes if it is that anomalies are perceived either continue along the same path if on the contrary the results are optimal.

Compendium of works and in which a professional or artist shows its performance

And other reference that supports the term is to refer to the series of works or works presenting a professional when you apply for a job vacancy, or failing to offer its professional performance to an individual who does not know his career. The artists, graphic designers, photographers, among others, often use much portfolio to present their most important creations and showing her work profile and also to get a job. Today, thanks to the advantages that internet offers us, the majority of these professionals have virtual portfolio which can be accessed with just a click. Given the importance of the portfolio in this context we must say that there are some keys to make a successful and efficient portfolio, among them are: fully demonstrate the artist's profile through selected works that just show their distinctive signs; not to exceed in the sample of jobs even though they are good; always show what sets us apart from colleagues or competition.